If I Get Divorced, Will I Be Ruined Financially?

Divorce is a significant life event that can have substantial financial implications for both parties involved. For many facing this transition, the concern about financial ruin is paramount. However, understanding how Pennsylvania law addresses the financial aspects of divorce can help alleviate some of these fears. This blog aims to provide potential family law clients with insight into financial considerations and outcomes related to divorce under Pennsylvania law.

Equitable Distribution in Pennsylvania

Pennsylvania is an equitable distribution state, which means that marital property is divided in a way that is fair but not necessarily equal. This approach considers various factors, including the length of the marriage, each spouse’s income and assets, and contributions to the marriage (including non-financial contributions such as homemaking and childcare). The goal is to reach a settlement that is just and reasonable for both parties.

Alimony and Spousal Support

Alimony, or spousal support, is not guaranteed in every divorce case in Pennsylvania. It is awarded based on the needs of one spouse and the other spouse’s ability to pay. Factors considered include each spouse’s earnings, future earning potential, and the standard of living established during the marriage. Alimony may be temporary or permanent, depending on the circumstances.

Child Support and Custody

In cases where children are involved, Pennsylvania law prioritizes their welfare. Child support payments are determined by state guidelines that consider both parents’ incomes, the number of children, and other relevant costs. Custody arrangements are made based on the best interests of the child, with the aim of providing a stable and supportive environment post-divorce.

Managing Financial Impact

While divorce can undoubtedly affect your financial situation, several steps can be taken to manage and mitigate these impacts:

  • Budgeting and Planning: Creating a detailed budget that accounts for your income, expenses, and any support payments can help you adjust to your new financial reality.
  • Legal Guidance: Working with a knowledgeable family law attorney, such as Purdy Law Office, can ensure that your rights are protected and that you are making informed decisions about your financial future.
  • Financial Advice: Consulting with a financial advisor who specializes in divorce can help you plan for long-term financial health and retirement.
  • Mediation and Settlement: Consider mediation to reach a more amicable and financially beneficial divorce settlement, potentially saving on legal fees and reducing financial strain.


While the prospect of divorce can be daunting, particularly regarding finances, understanding the laws and resources available can help you navigate this challenging time. It’s important to remember that with the right support and guidance, financial ruin is not a foregone conclusion. By taking a proactive approach to your divorce proceedings, seeking professional advice, and making informed decisions, you can lay the groundwork for a stable financial future post-divorce.

Remember, every divorce case is unique, and the specifics of your situation will influence the financial outcome. Therefore, it’s crucial to seek personalized advice from legal and financial professionals, such as the lawyers at Purdy Law Office, LLC, who can guide you based on your circumstances and the specifics of Pennsylvania law.

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